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Medicare Health Plans Made Clear and Easy |
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| Understanding Medicare in Connecticut | How Medicare Began | ![]() |
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| What is Medicare? | ||||||||
| Medicare is the federal health insurance program for | ||||||||
| people age 65 and older, and for some people with | ||||||||
| disabilities. As you can imagine, Medicare is an | I'd like some help | |||||||
| important part of health care for millions of Americans. | ||||||||
| Medicare helps you get health coverage, but you will | ||||||||
| still have to pay some of those costs. | Connecticut | |||||||
| Medicare Plans | ||||||||
| Medicare has Four Parts. | ||||||||
| Part A Hospital Care | (Part A and Part B are | Personal Help on Plans and Pricess Here | ||||||
| Part B Medical Services | Original Medicare) | ![]() |
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| Part C Medicare Advantage Plans | ||||||||
| Part D Prescription Drug Plans | ||||||||
| Click here for Medicare Booklet | ||||||||
| Part A Hospital Care | ||||||||
| This part of Medicare typically helps pay for inpatient hospital care, skilled nursing, home health care and hospice care. Most medicare beneficiaries do not pay for this coverage. There is a $1132 deductible per benefit period you must pay. There are also gaps in hospital coverage after 60 and 90 days, and 150 days. Click here for Medicare Booklet | ||||||||
| Part B Medical Services | ||||||||
| This part of Medicare typically helps pay for doctor visits, outpatient care, and certain oncology drugs. Most people pay for this coverage which starts at $110 month. The cost is based on your income. Click here to view Part B prices There is a yearly deductible of $162 and then a 20% cost share you must also pay. | ||||||||
| Part C Medicare Advantage Plans | ||||||||
Medicare Advantage plans are health plans that are a part of the Medicare program. These plans are offered through private insurance companies and must provide coverage equal to or better than Original Medicare which is Part A Hospital and Part B Medical. They may provide extra benefits not covered by Original Medicare. Medicare Advantage plans may also include a prescription drug plan. For help click here |
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| If you enroll in one of these plans, you typically get all your Medicare-covered health care from that plan. You must have Part A and Part B and continue to pay the Medicare Part B premiums. There may be an additional monthly premium paid to the Medicare health plan. |
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| Medicare Advantage Plans have additional or different cost sharing than original Medicare. | ||||||||
| Some Medicare Advantage plans have networks of medical providers and You may have to go to change your doctors or hospitals in Connecticut. | ||||||||
| You can only enroll, disenroll, or change Medicare Advantage Plans at specific times during the year and / or for limited specific reasons. | ||||||||
| If you have a Medicare Advantage plan, you do not need a Medigap plan or medicare Supplement plan. | ||||||||
| If you would like specific information that can help you decide which Medicare product is best for you . . . Click here for help | ||||||||
| Part D Prescription Drug Plans | ||||||||
Most Medicare prescription drugs coverage is provided by private insurance plans. You are not required to purchase this coverage, but if you dont, there may be a penalty. |
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| JA October 6, 2007 | | Services | Glossary | Links | Contact us | | Medicare CT Menu | ||||||
| | Services | Glossary | Links | Contact us | | ||||||||