Anthem Blue Cross Medical Underwriting in Connecticut

Can I be rejected?

Anthem health plans can refuse to insure you based on your health application. Before you fill out enrollment applications, take a few minutes to call us. We can spot some conditions you may have that Anthem will reject. This prevents you from wasting your time and helps you avoid having a rejection on your medical records. Insurance rejections or declinations could prevent you from getting other insurance in the future. Our Connecticut assistance number is 1-866-508-0618.

Anthems Medical Underwriting

Anthem Blue Cross Blue Shield has fairly liberal underwriting. In Connecticut, a health insurance plan is either issued to you, or it is not. Some of the Connecticut Anthem Blue Cross health insurance plans have exclusions for pre-existing conditions. An exclusion is where no medical claims are paid for that specific health conditions.

Although Anthem Health Plans does not offer information on how they underwrite their health insurance plans to the public. You can call us with any health conditions or medications you are taking. We will be glad to assist in getting you an opinion from the medical underwriter before you fill out an enrollment application.

Should you buy insurance from a broker?

*The price of health insurance in Connecticut is fixed by law - you cannot find a better price anywhere for the same product. Using a local health insurance broker can help you tremendously. Some health plans have limitations and exclusions. This is why it is good to have a health insurance agent on your side. They know the insurance carriers in your area and can help you find the best plan for you and your family.

*Sometimes we are able to find you the same plan you wanted at a lower price. This is not because we have special prices. We can do this because we specialize in health insurance here in Connecticut.

230 Hartford Turnpike