Anthem Health Underwriting in Connecticut

Can I be rejected?

1. The most common complaint we receive from people is that they spent lots of time trying to apply for health insurance on the internet and then they were rejected.

The truth is many people applying for health insurance on the internet, will be rejected or have the quoted price increased substantially.

2. Another common complaint is being rejected by a health insurance company, and now, they refuse to help you find a health insurance plan.

A health insurance company's job is to collect premiums and pay claims. They may allow you get insurance with their company using the internet, but they will not help you with insurance with another health plan. In most cases you must start all over from the beginning on your own.

NOTE: Our health insurance agents can go directly to the health insurance underwriter with your medical history and get an idea if you will be rejected or surcharged before you fill out a health applicationwith the company.

Anthems Medical Underwriting

Anthem health insurance has fairly liberal underwriting in Connecticut. A health insurance policy is either issued to you, or it is not. This is a good. However, some of Anthems health plans have exclusions for pre-existing conditions. An exclusion is where no medical claims are paid for your health conditions.

Anthem does not offer information on how they underwrite their health insurance plans to the public. You can contact us with any health conditions or medications you are taking. We have some experience and can spot some health conditions that Anthem will not accept.

Note: We will be glad to help you get health insurance by going to the medical underwriter with your medical history before you fill out an enrollment application.

Should you buy insurance from a health insurance agent?

The price for health insurance in Connecticut is fixed by law - you cannot find a better price. A small commission for an insurance agent to help is included in the monthly price, so It is good to work with an agent. They can help you find the best plan and price for you and your family. How to get the lowest price

*Sometimes we are able to find you the same plan you wanted at a lower price. This is not because we have special prices. We can do this because we work for you and specialize in health insurance.

230 Hartford Turnpike