Anthem Health Underwriting in Connecticut

Can I be rejected?

1. The most common complaint we receive from people is that they spent lots of time trying to apply for health insurance on the internet and were declined. This does not apply to Medicare Health Plans.

The truth is many people applying for health insurance on the internet, will be rejected and declined coverage. Anthem can reject your application and decline you coverage.

Our health insurance agents will go directly to the Anthem health insurance underwriter with your medical history and get an idea if you will be rejected before you fill out an application.

2. The next common complaint is having the monthly price increased substantially. This practice of giving a low price and then raising the price is done by many Insurance companies, Internet websites and some agents.

With Anthem, the monthly price you are given is the price you will pay. Anthem will accept or reject your application for insurance. This is good because you know the price of the actual plan before applying.

We will review your health history and if we suspect the price to be increased will go directly to the medical underwriter to get an idea if they will raise the price. Anthem does not raise prices but can reject you.

3. Another common complaint is being declined for insurance by letter and no more help.

A health insurance company's job is to collect premiums and pay claims. They may allow you get insurance with their company using the internet, but they will not help you with insurance with another health plan.

If you are declined health insurance, we will try our best to find another company to accept you.

Anthems Medical Underwriting in Connecticut

Anthem health insurance has fairly liberal underwriting in Connecticut. A health insurance plan is either issued to you, or it is not. This is a good. However, some of Anthems health plans have exclusions for pre-existing conditions.

Anthem does not offer information on how they underwrite their medical insurance plans to the public. You can contact us with any health conditions or medications you are taking. Our health insurance agents will review your health history and if warranted, they will go directly to the health insurance underwriter and get an idea if you will be rejected before you fill out an application.

230 Hartford Turnpike